Credit card companies are in business for one reason only – to make as much money as they can. Now obviously most people are aware of the interest rates they charge you each month for using the cards but there are other fees that you should be aware of too. There are many things they charge for, so you need to know these amounts to avoid them. A credit card protection fee is one of their favourites. This is a monthly fee that covers you in case you lose your job. What happens is they will continue to make the [...]

You are probably already aware of what credit card fraud is. It is when a credit card is used to make a purchase or to withdraw cash without the owners consent. A credit card doesn’t have to be stolen for it to be used in this way. It just needs to have its details copied in order for it to be used. The most common credit card fraud is to copy the details from the card by means of skimming or ATM tracking. Skimming is when a small device is used to copy all the details from the card. It [...]

Online fraud has increased a huge amount over the last 10 years. Obviously with more and more people getting online and making transactions, criminals see this as a huge opportunity to steal money from people without their knowledge. So protecting yourself against credit card fraud especially online is really important. One of the most common ways they are doing this is by sending out emails that look like they are from your bank, Paypal or eBay and asking you to login to your account to verify it. This is known as phishing. What happens is the links they give you [...]

Having a credit card when you are a student can be very handy indeed. It means you don’t have to carry round too much cash if you are going to buy something and you may even get better interest rates. But the one thing you need to make sure of is that you have student credit card protection just in case you lose the card. Let’s face it, there’s a lot going on when you are at university. You’ve moved away from home and things are pretty hectic. So losing things is going to happen. That is bad enough but [...]

Criminals are getting smarter in the ways that they are stealing money from us. Take credit card fraud for instance. There are thousands of people who become a victim everyday all over the world. They have had their details stolen and someone is making purchases with their card details. Sadly there is nothing we can do to stop them other than protect ourselves as much as we can. Best Credit Card Fraud Protection Tips A wise man once said “Prevention is better than the cure”. This is so true with credit cards too. The more things you do to protect [...]

The basics of credit card fraud are simple; it is when someone uses a credit card to purchase items with when the card isn’t even theirs. They have either stolen the card or stolen the cards details and are using it fraudulently. Stolen credit card fraud is a massive problem all over the world and criminals are getting even more advanced in the ways of stealing this information from you. The first way you can have your details stolen is by either losing your card or having it physically stolen. With the invention of Chip & PIN it makes cards [...]

Avoiding credit card fraud is so important especially when making transactions online. Although most websites are secure and your details will be safe, fraudsters are finding more and more ways to intercept details to commit fraud with them. Sometimes they start relatively small and may start taking very small payments from your card. They know that most people won’t question them and they can continue to make them each month. If they do this with hundreds of cards, they have more chance of getting away with it then just making really large purchases that people will question as soon as [...]

There are millions of credit card transactions carried out every single day. The amount is increasing all the time. Because of this it has meant an increase in credit card fraud and identity theft. Fraudsters are finding more and more ways of stealing card details and using them to make purchases and to withdraw cash. So, what credit card fraud help is available to protect you? Reduce Your Credit Card Use The first tip we can offer you is to not use your credit card as often as you maybe are now. Of course it can be much easier to [...]

Buying things with a credit card is becoming more and more of a daily and normal activity for thousands of people. It seems that not many of us are carrying round cash to make purchases with anymore. It’s just so much easier to get out the small piece of plastic and pay for your items with it. But this also means that more and more fraud is being carried out and the protection of credit card information is so much more important. Identity theft and credit card information theft can be carried out in a variety of ways. The most [...]

With more and more credit cards being issued, fraudsters are finding more ways to illegally use them for their own means. More people are preferring to use cards instead of carrying around cash, so more transactions are done. This means they have more ways to try and intercept your details so they can use the card themselves. These possible credit card fraud scams are happening everyday to ordinary people just like you and me. Protecting yourself against credit card fraud should be taken seriously. There are many small things you can do to protect yourself. The first one is to [...]